Home Financing Made Possible

If you ever dreamed of owning (or refinancing) a home, Noumena is making in possible for freelancers. Through our partnership with Equinox Home Financing, you can make your dreams of home ownership a reality.

Buy or Refinance a Home

As a self-employed worker, it may be hard to prove your income to qualify for home financing. Along with our partners, a mortgage program can be tailored perfectly for your situation.

No need to provide a tax return or W2 to qualify.

“Just because you are self-employed, an entrepreneur, or simply have multiple side hustles, this shouldn’t stop you from accomplishing the American Dream of becoming a homeowner. Instead of being stopped, you should seek for answers instead. If this is what you do then we have what you need to become a homeowner. We offer buyers alternative mortgage programs that do not require income documentation or offer a more “make sense” approach to getting qualified”

John Doan

Home Financing

FAQs

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What Is Noumena’s Mortgage Financing Product?

Finally, a mortgage designed for freelancers and small business owners! You do not need a W2 or tax returns to qualify for Noumena’s mortgage financing! Noumena Mortgages are programs that are perfect for someone who is self-employed. Making use of Bank Statements, P&L verification, and verifying assets in place of income there are now alternative ways to qualify for your new home.

If you have a lot of tax deductions on paper the net income on your tax returns is too low to qualify for a conventional program. Instead, you can qualify using your bank statements to show proof of income.
No income documentation? No problem. Your application can be approved using a CPA or tax preparer statement confirming your profit & loss for 24 months.
If tax documentation or a CPA statement is difficult to provide, your assets can be used to calculate a down payment and monthly payment.
Noumena is partnered with Equinox Home Financing to provide you with the best solutions for your new home!

Do I Qualify For Mortgage Financing?

We are currently taking applications in US only (AZ, CA, CO, DC, FL, GA, ID, NH, OR, PA, SC, RI, TX, VA, WA).
Sign up to keep updated when we add more states!
Must be over 18, and a US Resident.

What Do I Need To Submit To Qualify?

You need one of the following:

Bank statements.
CPA or tax preparer statement confirming your profit & loss for 24 months.
Proof of assets can be used to calculate a down payment and monthly payment.

My Income Is Unstable. Will You Still Work With Me On Financing?

Of course. That is what Noumena does. We financially empower freelancers and small business owners.

Do You Refinance Homes Or Property?

Yes, we do refinancing.

Solutions

Noum Platform Rise Program Chameleon Flex Financing Faster Payments Mortgage Financing

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